FHA Mortgage Refinance
You can apply for a low fixed-rate FHA refinance mortgage program with FHAMortgageDirect.com.
Whether you are looking to convert your adjustable rate mortgage into a fixed rate, cash-out on equity, or consolidate your debt, our FHA mortgage programs
are easy to qualify for.
Already have an FHA mortgage? Go FHA Streamline!
Advantages of our FHA Refinance Program
- No minimum FICO score required
- Mortgage Lates OK - see FHA Secure Mortgage Program for details
- Refinance up to 97.5% of your home's value for better rate
- 85% and 95% loan-to-value on cash out and debt consolidation
- No pre-payment penalty
- Current FHA mortgage not required
- Loans under 79.8% LTV do not require monthly mortgage insurance
- Manual underwriting allows us to explain credit and other guideline troublespots
- If rates drop, refinance to a lower rate with the FHA streamline program
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